S.C. Magazin Universal Maramures S.A.

MAMA

S.C. Magazin Universal Maramures S.A. operates a shopping center in Baia Mare, Romania. The company is based in Baia Mare, Romania.

Website | Operators of Nonresidential Buildings | Energy

Automated Financial Analysis

🤵

Financial Advisor Insight

"Momentum is currently negative, indicating caution for short-term entries. Growth forecasts are robust, which could drive future appreciation."

Sentiment: Neutral Action: Hold

"Company demonstrates strong financial health with positive growth and stability indicators."

High Profitability (Net Margin: 63.8%).
Undervalued based on PE (Current: 13.6 vs Fair: 15).
Significantly Undervalued (Trading 50% below Graham Number).
Bearish Trend (SMA50 < SMA200).
Forecast: Continued Revenue Growth (~15.7% next year).

Technical Analysis

Trend Bearish (Long Term)
RSI (14) 61.1
SMA 50 0.22
SMA 200 0.22

Price Valuation

Current Price 0.22
Fair Value (PE 15) 0.24
Undervalued 11%
Graham Number 0.32
Upside 50%

Forecast

Rev Forecast (Next Yr) 4M
Growth Forecast 15.7%

📊 Market & Peer Context

Benchmark: BET
Volatility (Beta)
-0.31
Less Volatile than Market
Correlation
-0.09
Moves with Market
Relative Strength (1Y)
-60.57%
vs Benchmark
Index Returns (1Y)
65.6%
BET

Historical Performance

Metric 5Y 3Y 1Y YTD 6M 3M 1M 1W
MAMA - - -0.9% 0.0% -1.8% 0.0% 0.0% 0.0%
BET - 151.6% 65.6% 26.4% 29.5% 10.2% 0.7% 1.7%
Alpha (Diff) - - -66.5% -26.4% -31.3% -10.2% -0.7% -1.7%

Financial Reports

Price Chart

Sector: Energy

Based on Market Cap
LEADER
SNP
OMV Petrom S.A.
64,804M
H2O
S.P.E.E.H. Hidroelectrica S.A.
62,073M
SNG
SNGN Romgaz SA
44,863M
SNN
S.N. Nuclearelectrica S.A.
22,110M
PE
Premier Energy PLC
4,062M
RRC
Rompetrol Rafinare S.A.
1,955M
PTR
Rompetrol Well Services SA
166M
MAMA
S.C. Magazin Universal Maramures S.A.
33M
ARAX
Armax Gaz SA
11M
ENP
SC Compania Energopetrol SA
1M

ETAPA 1 • MUST HAVE

4/8
Healthy Leverage (Debt/Equity)
0.01
Target: < 1.5
Gross Margin vs Industry
0.0% vs 0.0%
Target: > 0.0%
Operating Cash Flow vs Profit
0%
Target: > 1.0
Free Cash Flow vs Profit
-54%
Target: > 0.8
ROIC (Return on Capital)
2.02%
Target: Positive
ROIC vs WACC
ROIC: 2.0% / WACC: 2.1%
Target: > WACC
ROE (Return on Equity)
5.5%
Target: > 10%
EBITDA Positive
1.93M
Target: > 0

ETAPA 2 • CRITERII

5/9
Interest Coverage
Target: > 3x • 0.0x
Miss
Net Margin vs Industry
Target: > 0.0% • 63.8%
Passed
ROA vs Industry
Target: > 7.9% • 2.0%
Miss
Current Ratio
Target: > 1.5 • 71.13
Passed
Assets Growth (5y)
Target: > 0% • 20.3% CAGR
Passed
FCF CAGR (5y)
Target: > 5% • 0.0%
Miss
EV/EBITDA vs Industry
Target: < Industry • 0.0 vs 0.0
Miss
Net Debt / EBITDA
Target: < 3 • 0.29
Passed
Revenue CAGR (5y)
Target: > 5% • 7.9%
Passed

SNAPSHOT COMPANIE

Capitalizare
0.03B RON
EBITDA
1.93M
P/E Ratio
13.57
PEG Ratio
1.71
Dividend Yield
0.00%
Beta
-0.31
Valoare Intrinsecă (Graham)
0.32 RON
Discount
+50.4%

Balance Sheet

Annual Data
Metric TTM 2024 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter H1 H2 H2 H2 H2
Cash & Equivalents 843,663 477,414 430,258 318,762 2,952,670
Short-Term Investments 26,581,785 25,794,401 24,991,343 20,147,269 15,011,481
Totalcash 27,425,448 26,271,815 25,421,601 20,466,031 17,964,151
Cash Growth 7.56% 3.34% 24.21% 13.93% 646.38%
Accounts Receivable 402,636 417,406 352,474 612,929 229,610
Other Receivables 4,478 3,667 87,391 13,866 9,816
Receivables 407,114 421,073 439,865 626,795 239,426
Prepaid Expenses 10,583 6,488 8,806 2,713 888
Assetsc 27,843,145 26,699,376 25,870,272 21,095,539 18,204,465
Property, Plant & Equipment 5,270,584 5,546,472 5,747,486 6,179,788 6,714,110
Long-Term Investments 14,088,077 14,088,077 12,552,405 12,550,125 12,550,125
Other Intangible Assets 1,773 693 - - -
Other Long-Term Assets - - - - -
Assets 47,203,579 46,334,618 44,170,163 39,825,452 37,468,700
Accounts Payable - 199,868 197,864 195,852 101,776
Accrued Expenses 203,442 111,422 390,167 82,378 62,933
Current Portion of Long-Term Debt - - - - -
Current Income Taxes Payable - - - - -
Current Unearned Revenue - 27,562 26,292 25,986 26,107
Other Current Liabilities 124,696 36,508 34,808 - -
Total Current Liabilities 328,138 375,360 649,131 304,216 190,816
Long-Term Debt 591,805 568,568 579,666 437,626 422,003
Other Long-Term Liabilities -95,247 - - 26,008 26,008
Total Liabilities 824,696 943,928 1,228,797 767,850 638,827
Common Stock 15,390,869 15,390,869 15,390,869 15,390,869 15,390,869
Retained Earnings 26,760,634 25,772,441 23,323,117 19,439,353 17,211,624
Comprehensive Income & Other 4,227,380 4,227,380 4,227,380 4,227,380 4,227,380
Equity 46,378,883 45,390,690 42,941,366 39,057,602 36,829,873
Total Liabilities & Equity 47,203,579 46,334,618 44,170,163 39,825,452 37,468,700
Filing Date Shares Outstanding 153,908,692 153,908,692 153,908,692 153,908,692 153,908,692
Total Common Shares Outstanding 153,908,692 153,908,692 153,908,692 153,908,692 153,908,692
Book Value Per Share 0.30 0.29 0.28 0.25 0.24
Tangible Book Value 46,377,110 45,389,997 42,941,366 39,057,602 36,829,873
Tangible Book Value Per Share 0.30 0.29 0.28 0.25 0.24
Total Debt 591,805 568,568 579,666 437,626 422,003
Net Cash (Debt) 26,833,643 25,703,247 24,841,935 20,028,405 17,542,148
Net Cash Growth 7.80% 3.47% 24.03% 14.17% -
Netcashpershare 0.17 0.17 0.16 0.13 0.11
Working Capital 27,515,007 26,324,016 25,221,141 20,791,323 18,013,649
Treasury Stock - - - - -
Land 23,743 23,743 23,743 23,743 23,743
Buildings 11,481,306 11,481,305 11,481,305 11,481,305 11,481,305
Machinery 761,559 755,472 466,542 364,600 364,600
Construction In Progress - - - - -

Cash Flow Statement

Annual Data
Metric TTM 2024 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter H1 H2 H2 H2 H2
Net Income 2,523,386 2,449,324 3,883,764 2,227,729 4,292,650
Depreciation & Amortization 500,665 489,800 502,046 534,322 529,518
Change in Accounts Receivable -1,254,319 -1,198,898 2,606,734 -5,523,157 -15,082,126
Change in Accounts Payable -545,075 -284,869 -460,947 112,353 -2,939,483
Change in Other Net Operating Assets 130,067 -2,318 -6,092 -1,825 47
Other Operating Activities -779,336 -940,974 -11,797,590 -1,151,424 -2,736,288
Ncfo 575,388 512,065 -5,272,085 -3,802,002 -15,935,682
Ocf Growth - - - - -
Capex -1,432,764 -1,825,382 -101,941 - -76,459
Investment in Securities 474,405 - - - -
Other Investing Activities 1,566,564 1,371,572 3,255,805 1,152,471 2,299,585
Ncfi 560,931 -453,810 3,153,864 1,152,471 2,230,239
Long-Term Debt Issued - - 142,040 15,623 304,216
Short-Term Debt Repaid - - - - -
Long-Term Debt Repaid - -11,099 - - -35,356
Total Debt Repaid -11,099 -11,099 - - -35,356
Net Debt Issued (Repaid) -11,099 -11,099 142,040 15,623 268,860
Issuance of Common Stock - - - - 13,982,814
Other Financing Activities - - - - -
Financing Cash Flow -11,099 -11,099 142,040 15,623 14,251,674
Net Cash Flow 1,125,220 47,156 -1,976,181 -2,633,908 546,231
Free Cash Flow -857,376 -1,313,317 -5,374,026 -3,802,002 -16,012,141
Free Cash Flow Growth - - - - -
Fcf Margin -22.92% -34.22% -169.76% -122.65% -476.35%
Fcfps -0.01 -0.01 -0.04 -0.03 -0.10
Levered Free Cash Flow -36,547 -686,681 -4,056,266 927,802 1,324,021
Unlevered Free Cash Flow -36,547 -686,681 1,597,718 927,802 1,343,252
Cash Interest Paid - - - - -
Cash Income Tax Paid - - - 31,829 38,857
Change Working Capital -1,669,327 -1,486,085 2,139,695 -5,412,629 -18,021,562
Sale of Property, Plant & Equipment -47,274 - - - 7,113

Income Statement

Annual Data
Metric TTM 2024 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter H1 H2 H2 H2 H2
Revenue 3,741,233 3,837,879 3,165,742 3,099,814 3,361,414
Revenue Growth 4.21% 21.23% 2.13% -7.78% 18.87%
Cost of Revenue 565,695 627,655 532,969 557,768 314,289
Gp 3,175,538 3,210,224 2,632,773 2,542,046 3,047,125
Selling, General & Admin 93,253 56,874 58,064 273,560 267,613
Other Operating Expenses 1,193,626 1,174,497 965,489 663,325 650,687
Operating Expenses 1,834,098 1,767,725 1,557,796 1,471,207 1,447,818
Operating Income 1,341,440 1,442,499 1,074,977 1,070,839 1,599,307
Interest Expense - - -9,046,374 -1 -30,769
Interest & Investment Income 1,566,352 1,371,642 883,901 694,507 14,419
Earnings From Equity Investments - - - 329,564 2,285,166
Other Non Operating Income (Expenses) 665 383 11,560,766 132,820 424,527
EBT Excluding Unusual Items 2,908,457 2,814,524 4,473,270 2,227,729 4,292,650
Gain (Loss) on Sale of Investments - - - - -
Pretax Income 2,908,457 2,814,524 4,473,270 2,227,729 4,292,650
Income Tax Expense 385,071 365,200 589,506 - -
Net Income 2,523,386 2,449,324 3,883,764 2,227,729 4,292,650
Net Income to Common 2,523,386 2,449,324 3,883,764 2,227,729 4,292,650
Net Income Growth -37.55% -36.93% 74.34% -48.10% 90.87%
Shares Basic 153,908,692 153,908,692 153,908,692 153,908,692 153,908,692
Shares Outstanding (Diluted) 153,908,692 153,908,692 153,908,692 153,908,692 153,908,692
Shares Yo Y - - - - 9.93
Eps Basic 0.02 0.02 0.03 0.01 0.03
EPS (Diluted) 0.02 0.02 0.03 0.01 0.03
EPS Growth -37.56% -36.93% 74.34% -48.10% -82.54%
Free Cash Flow -857,376 -1,313,317 -5,374,026 -3,802,002 -16,012,141
Free Cash Flow Per Share -0.01 -0.01 -0.04 -0.03 -0.10
Dps - - - - -
Gross Margin 84.88% 83.65% 83.16% 82.01% 90.65%
Operating Margin 35.86% 37.59% 33.96% 34.54% 47.58%
Profit Margin 67.45% 63.82% 122.68% 71.87% 127.70%
Free Cash Flow Margin -22.92% -34.22% -169.76% -122.65% -476.35%
Effective Tax Rate 0.13 0.13 0.13 - -
EBITDA 1,842,105 1,932,299 1,577,023 1,605,161 2,128,825
D&A For EBITDA 500,665 489,800 502,046 534,322 529,518
EBITDA Margin 49.24% 50.35% 49.82% 51.78% 63.33%
EBIT 1,341,440 1,442,499 1,074,977 1,070,839 1,599,307
EBIT Margin 35.86% 37.59% 33.96% 34.54% 47.58%
Revenue as Reported 3,751,553 3,887,844 3,169,322 3,146,814 3,411,262
Advertising Expenses - 411 34 5,746 13,000

Ratios and Metrics

Annual Data
Metric TTM 2024 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter H1 H2 H2 H2 H2
Marketcap 32,936,460 32,320,825 43,402,251 56,946,216 5,209,804
Market Cap Growth -17.05% -25.53% -23.78% 993.06% -
Enterprise Value 6,102,820 7,429,135 22,517,841 39,048,036 5,495,983
Last Close Ratios 21.40% 21.00% 28.20% 37.00% 37.00%
Pe 13.05 13.20 11.18 25.56 1.21
PS Ratio 8.80 8.42 13.71 18.37 1.55
PB Ratio 0.71 0.71 1.01 1.46 0.14
P/TBV Ratio 0.71 0.71 1.01 1.46 0.14
P/FCF Ratio - - - - -
P/OCF Ratio 57.24 63.12 - - -
EV/Sales Ratio 1.63 1.94 7.11 12.60 1.64
EV/EBITDA Ratio 3.31 3.85 14.28 24.33 2.58
EV/EBIT Ratio 4.55 5.15 20.95 36.47 3.44
EV/FCF Ratio -7.12 - - - -
Debt / Equity Ratio 0.01 0.01 0.01 0.01 0.01
Debt / EBITDA Ratio 0.32 0.29 0.37 0.27 0.20
Debt / FCF Ratio - - - - -
Asset Turnover 8.10% 8.50% 7.50% 8.00% 11.30%
Quick Ratio 84.82 71.11 39.84 69.34 95.40
Current Ratio 84.85 71.13 39.85 69.34 95.40
Roe 5.59% 5.55% 9.47% 5.87% 15.50%
Return on Assets (ROA) 1.82% 1.99% 1.60% 1.73% 3.35%
Return on Capital (ROIC) 1.83% 2.02% 1.62% 1.74% 3.38%
Return on Capital Employed (ROCE) 0.03 0.03 0.03 0.03 0.04
Earningsyield 7.66% 7.58% 8.95% 3.91% 82.40%
FCF Yield -2.60% -4.06% -12.38% -6.68% -307.35%
Dividend Yield - - - - -
Buyback Yield / Dilution - - - - -993.06%
Totalreturn - - - - -993.06%

Price History

Oct 19, 2023 — Jan 12, 2026 280 Records
Date Open High Low Close Volume
2026-01-12 0.22 0.22 0.22 0.22 88
2026-01-09 0.21 0.22 0.21 0.22 42,801
2026-01-08 0.21 0.21 0.21 0.21 44,450
2026-01-05 0.21 0.22 0.21 0.22 33,356
2025-12-30 0.21 0.22 0.21 0.22 16,077
2025-12-29 0.22 0.22 0.21 0.22 3,175
2025-12-23 0.22 0.22 0.22 0.22 25,923
2025-12-22 0.22 0.22 0.22 0.22 2,255
2025-12-19 0.21 0.22 0.21 0.22 13,055
2025-12-18 0.22 0.22 0.22 0.22 5,999
2025-12-17 0.22 0.22 0.21 0.22 1,197
2025-12-16 0.22 0.22 0.21 0.21 3,079
2025-12-11 0.21 0.21 0.21 0.21 1,000
2025-12-10 0.21 0.22 0.21 0.21 39,090
2025-12-09 0.21 0.21 0.21 0.21 17,000
2025-12-08 0.22 0.22 0.20 0.22 33,131
2025-12-04 0.21 0.21 0.21 0.21 10,000
2025-12-03 0.21 0.21 0.21 0.21 100,000
2025-11-28 0.22 0.22 0.22 0.22 1
2025-11-27 0.22 0.22 0.21 0.21 71
2025-11-25 0.22 0.22 0.22 0.22 373
2025-11-24 0.22 0.22 0.22 0.22 1
2025-11-21 0.21 0.22 0.21 0.21 11,605
2025-11-20 0.21 0.22 0.21 0.22 20,373
2025-11-19 0.22 0.22 0.22 0.22 74,900
2025-11-18 0.21 0.22 0.21 0.22 551
2025-11-17 0.22 0.22 0.22 0.22 1
2025-11-14 0.22 0.22 0.21 0.21 7,262
2025-11-13 0.22 0.22 0.22 0.22 3,113
2025-11-11 0.22 0.22 0.22 0.22 1,808
2025-11-04 0.21 0.21 0.21 0.21 112
2025-10-31 0.22 0.22 0.22 0.22 10
2025-10-30 0.22 0.22 0.22 0.22 97
2025-10-29 0.22 0.22 0.21 0.22 68
2025-10-28 0.21 0.22 0.21 0.22 13,060
2025-10-27 0.21 0.22 0.21 0.22 10,231
2025-10-24 0.21 0.21 0.21 0.21 4,161
2025-10-21 0.20 0.21 0.20 0.21 52,539
2025-10-20 0.21 0.21 0.21 0.21 45
2025-10-15 0.21 0.21 0.20 0.21 24,130
2025-10-08 0.21 0.21 0.21 0.21 15
2025-10-07 0.21 0.21 0.21 0.21 2,801
2025-10-06 0.21 0.22 0.21 0.22 4,001
2025-10-03 0.22 0.22 0.22 0.22 5
2025-10-02 0.22 0.22 0.22 0.22 45
2025-10-01 0.22 0.22 0.22 0.22 1,100
2025-09-26 0.22 0.22 0.22 0.22 1,801
2025-09-15 0.21 0.22 0.20 0.22 50,001
2025-09-04 0.23 0.23 0.23 0.23 1
2025-09-02 0.22 0.22 0.22 0.22 1