Agroland Business System S.A.

AG

Agroland Business System S.A. operates a network of agricultural stores in Romania.The company offers products for pets, garden, animal breeding, doves, and beekeeping, as well as household products.I...

Website | Retail Stores, Not Elsewhere Classified | Other

Automated Financial Analysis

🤵

Financial Advisor Insight

"Current valuation levels are elevated, suggesting the price may be ahead of fundamentals. Technicals confirm a positive long-term trend, supported by moving averages. Growth forecasts are robust, which could drive future appreciation."

Sentiment: Neutral Action: Hold

"Company demonstrates strong financial health with positive growth and stability indicators."

Strong Revenue Growth (12.9% CAGR).
Bullish Trend (SMA50 > SMA200).
Overbought (RSI: 92.1).
Stochastic indicates overbought conditions.
Forecast: Continued Revenue Growth (~11.6% next year).

Technical Analysis

Trend Bullish (Long Term)
Last Cross
Golden Cross (9 months ago)
RSI (14) 92.1
SMA 50 1.51
SMA 200 1.39

Price Valuation

Current Price 1.61
Fair Value (PE 15) 1.27
Overvalued 21%
Graham Number 1.17
Downside 27%

Forecast

Rev Forecast (Next Yr) 342M
Growth Forecast 11.6%

📊 Market & Peer Context

Benchmark: BET
Volatility (Beta)
0.12
Less Volatile than Market
Correlation
0.07
Moves with Market
Relative Strength (1Y)
-12.00%
vs Benchmark
Index Returns (1Y)
68.1%
BET

Historical Performance

Metric 5Y 3Y 1Y YTD 6M 3M 1M 1W
AG -69.2% 23.8% 32.0% 4.5% 3.9% 0.0% 0.0% 0.0%
BET - 131.5% 68.1% 17.4% 28.6% 9.1% 2.4% 0.2%
Alpha (Diff) - -107.7% -36.1% -12.9% -24.7% -9.1% -2.4% -0.2%

Financial Reports

Price Chart

Sector: Other

Based on Market Cap
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INFINITY
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GREEN
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WINE
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COTE
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CMVX
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TTS
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IMP
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DN
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SMTL
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SIDG
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IARV
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GSH
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SCDM
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RCHI
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FOSB
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PPLI
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ETAPA 1 • MUST HAVE

4/8
Healthy Leverage (Debt/Equity)
1.86
Target: < 1.5
Gross Margin vs Industry
0.0% vs 0.0%
Target: > 0.0%
Operating Cash Flow vs Profit
0%
Target: > 1.0
Free Cash Flow vs Profit
-289%
Target: > 0.8
ROIC (Return on Capital)
6.46%
Target: Positive
ROIC vs WACC
ROIC: 6.5% / WACC: 10,566,707.3%
Target: > WACC
ROE (Return on Equity)
12.5%
Target: > 10%
EBITDA Positive
25.00M
Target: > 0

ETAPA 2 • CRITERII

4/9
Interest Coverage
Target: > 3x • 0.0x
Miss
Net Margin vs Industry
Target: > 0.0% • 2.5%
Passed
ROA vs Industry
Target: > 3.6% • 5.0%
Passed
Current Ratio
Target: > 1.5 • 1.34
Miss
Assets Growth (5y)
Target: > 0% • 32.7% CAGR
Passed
FCF CAGR (5y)
Target: > 5% • 0.0%
Miss
EV/EBITDA vs Industry
Target: < Industry • 0.0 vs 0.0
Miss
Net Debt / EBITDA
Target: < 3 • 4.82
Miss
Revenue CAGR (5y)
Target: > 5% • 12.9%
Passed

SNAPSHOT COMPANIE

Capitalizare
0.14B RON
EBITDA
25.00M
P/E Ratio
18.94
PEG Ratio
1.47
Dividend Yield
0.00%
Beta
0.12
Valoare Intrinsecă (Graham)
1.17 RON
Discount
-27.1%

Balance Sheet

Annual Data
Metric TTM 2024 2023 2022 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter Q3 Q4 Q4 Q4 Q4
Cash & Equivalents 7,171,714 5,486,859 4,429,191 7,048,004 4,788,945
Short-Term Investments - - - - -
Totalcash 7,171,714 5,486,859 4,429,191 7,048,004 4,788,945
Cash Growth -19.15% 23.88% -37.16% 47.17% -28.47%
Accounts Receivable - - - - 33,701,004
Other Receivables 47,375,898 52,791,468 46,347,705 46,547,371 4,619,376
Receivables 47,375,898 52,791,468 46,347,705 46,547,371 38,320,380
Inventory 79,511,670 69,830,474 55,186,241 52,847,736 33,267,974
Prepaid Expenses 434,415 383,829 4,251 - -
Other Current Assets - - - - -
Assetsc 134,493,697 128,492,630 105,967,388 106,443,111 76,377,299
Property, Plant & Equipment 114,964,106 96,402,873 79,233,763 77,384,090 43,203,894
Long-Term Investments - - - - 352
Other Intangible Assets 1,643,792 1,537,990 1,434,559 1,376,597 339,844
Long-Term Deferred Charges - - - - 426,773
Other Long-Term Assets 13,506,951 8,155,738 6,999,470 7,198,032 9,586,380
Assets 264,608,546 234,589,231 193,635,180 192,401,830 137,115,656
Accounts Payable 43,024,695 33,690,242 35,988,935 37,321,109 23,309,841
Accrued Expenses 5,582,688 6,864,876 6,476,517 3,780,544 -
Short-Term Debt - - - - 1,613,983
Current Portion of Long-Term Debt 73,230,934 45,017,808 25,258,856 21,297,096 19,415,640
Current Portion of Leases 2,567,668 1,774,283 1,316,432 2,588,952 -
Current Income Taxes Payable 818,380 2,298,211 832,762 55,889 1,369,773
Current Unearned Revenue - - - - 1,319,416
Other Current Liabilities 3,628,277 6,460,784 2,352,257 6,909,835 8,771,917
Total Current Liabilities 128,852,642 96,106,204 72,225,759 71,953,425 55,800,570
Long-Term Debt 54,328,252 69,330,832 61,062,997 63,766,288 40,055,407
Long-Term Leases 6,315,916 4,354,062 3,191,242 2,669,780 -
Long-Term Unearned Revenue - - 4,214 - -
Other Long-Term Liabilities 2 - -1 58,000 2,937,223
Total Liabilities 189,496,812 169,791,098 136,484,211 138,447,493 98,793,200
Common Stock 9,250,040 9,250,040 9,250,040 8,854,950 4,757,936
Additional Paid-In Capital 27,969,531 27,969,531 27,969,531 27,969,531 13,821,096
Retained Earnings 39,334,583 29,020,982 21,373,818 18,572,275 19,743,424
Comprehensive Income & Other - - - 2 -
Equity 75,111,734 64,798,133 57,150,969 53,954,337 38,322,456
Total Liabilities & Equity 264,608,546 234,589,231 193,635,180 192,401,830 137,115,656
Filing Date Shares Outstanding 89,978,992 89,978,992 89,978,992 89,978,984 52,928,813
Total Common Shares Outstanding 89,978,992 89,978,992 89,978,992 89,978,984 52,928,813
Book Value Per Share 0.83 0.72 0.64 0.60 0.72
Tangible Book Value 73,467,942 63,260,143 55,716,410 52,577,740 37,982,612
Tangible Book Value Per Share 0.82 0.70 0.62 0.58 0.72
Total Debt 136,442,770 120,476,985 90,829,527 90,322,116 61,085,030
Net Cash (Debt) -129,271,056 -114,990,126 -86,400,336 -83,274,112 -56,296,085
Netcashpershare -1.44 -1.28 -0.96 -0.93 -1.06
Working Capital 5,641,055 32,386,426 33,741,629 34,489,686 20,576,729
Treasury Stock -1,442,420 -1,442,420 -1,442,420 -1,442,421 -
Land - - - - 9,015,784
Buildings - - - - 19,813,815
Machinery - - - - 18,916,973
Construction In Progress - - - - 3,517,253

Cash Flow Statement

Annual Data
Metric TTM 2024 2023 2022 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter Q3 Q4 Q4 Q4 Q4
Net Income 11,396,236 7,647,164 4,713,411 3,291,235 -
Depreciation & Amortization 9,023,458 7,778,491 6,027,248 4,443,337 -
Change in Accounts Receivable 1,474,699 -6,443,763 199,666 -15,093,137 -
Change in Inventory -13,909,832 -14,644,233 -3,691,934 -27,271,166 -
Change in Accounts Payable 6,847,898 3,663,642 -2,655,023 30,941,933 -
Change in Unearned Revenue -4,214 -4,214 4,214 - -
Change in Other Net Operating Assets -415,972 -379,578 -4,251 - -
Other Operating Activities 9,051,096 6,486,854 5,207,220 4,810,811 -
Ncfo 23,463,369 4,104,363 9,800,551 1,123,013 -
Ocf Growth - -58.12% 772.70% - -
Capex -42,791,293 -26,207,300 -7,736,321 -22,144,491 -
Sale (Purchase) of Real Estate - - - - -
Ncfi -42,791,293 -26,207,300 -7,736,321 -22,144,491 -
Long-Term Debt Issued - 29,647,458 507,411 15,548,437 -
Long-Term Debt Repaid - - - - -
Net Debt Issued (Repaid) 26,680,458 29,647,458 507,411 15,548,437 -
Issuance of Common Stock - - 395,089 14,619,459 -
Repurchase of Common Stock - - - -1,442,421 -
Common Dividends Paid - - -378,323 -826,875 -
Other Financing Activities -9,051,097 -6,486,854 -5,207,220 -4,618,064 -
Financing Cash Flow 17,629,361 23,160,604 -4,683,043 23,280,536 -
Net Cash Flow -1,698,563 1,057,667 -2,618,813 2,259,058 -
Free Cash Flow -19,327,924 -22,102,937 2,064,230 -21,021,478 -
Fcf Margin -5.66% -7.21% 0.71% -7.50% -
Fcfps -0.22 -0.25 0.02 -0.23 -
Levered Free Cash Flow -30,742,795 -29,649,736 -2,794,033 -30,085,505 -
Unlevered Free Cash Flow -24,397,424 -25,470,507 695,204 -27,378,611 -
Cash Interest Paid 9,050,020 6,486,873 5,208,165 4,619,570 -
Cash Income Tax Paid 3,139,568 2,927,795 933,882 622,747 -
Change Working Capital -6,007,421 -17,808,146 -6,147,328 -11,422,370 -
Sale of Property, Plant & Equipment - - - - -
Miscellaneous Cash Flow Adjustments - - - - -

Income Statement

Annual Data
Metric TTM 2024 2023 2022 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter Q3 Q4 Q4 Q4 Q4
Revenue 341,434,370 306,520,652 289,837,411 280,358,353 217,465,337
Revenue Growth 12.29% 5.76% 3.38% 28.92% 15.22%
Cost of Revenue 218,687,959 206,660,831 218,715,515 224,294,740 169,388,292
Gp 122,746,411 99,859,821 71,121,896 56,063,613 48,077,045
Selling, General & Admin 43,736,228 35,740,961 27,960,517 25,223,979 20,762,817
Other Operating Expenses 45,388,934 39,120,794 25,991,295 18,663,712 12,438,421
Operating Expenses 98,148,620 82,640,246 59,979,060 48,331,028 35,947,232
Operating Income 24,597,791 17,219,575 11,142,836 7,732,585 12,129,813
Interest Expense -10,152,595 -6,686,767 -5,582,778 -4,331,030 -1,770,110
Interest & Investment Income 90,606 42,149 87,234 512,427 280
Other Non Operating Income (Expenses) 2 2 1 - -485,959
Pretax Income 14,535,804 10,574,959 5,647,293 3,913,982 9,874,024
Income Tax Expense 3,139,568 2,927,795 933,882 622,747 1,179,283
Net Income 11,396,236 7,647,164 4,713,411 3,291,235 8,694,741
Net Income to Common 11,396,236 7,647,164 4,713,411 3,291,235 8,694,741
Net Income Growth 104.59% 62.24% 43.21% -62.15% -17.36%
Shares Basic 89,978,992 89,978,992 89,978,992 89,978,984 52,928,813
Shares Outstanding (Diluted) 89,978,992 89,978,992 89,978,992 89,978,984 52,928,813
Shares Yo Y - - 0 0.70 0.10
Eps Basic 0.13 0.08 0.05 0.04 0.16
EPS (Diluted) 0.13 0.08 0.05 0.04 0.16
EPS Growth - 62.24% 43.21% -77.73% -24.88%
Free Cash Flow -19,327,924 -22,102,937 2,064,230 -21,021,478 -
Free Cash Flow Per Share -0.22 -0.25 0.02 -0.23 -
Gross Margin 35.95% 32.58% 24.54% 20.00% 22.11%
Operating Margin 7.20% 5.62% 3.84% 2.76% 5.58%
Profit Margin 3.34% 2.50% 1.63% 1.17% 4.00%
Free Cash Flow Margin -5.66% -7.21% 0.71% -7.50% -
Effective Tax Rate 0.22 0.28 0.17 0.16 0.12
EBITDA 33,621,249 24,998,066 17,170,084 12,175,922 13,033,874
D&A For EBITDA 9,023,458 7,778,491 6,027,248 4,443,337 904,061
EBITDA Margin 9.85% 8.16% 5.92% 4.34% 5.99%
EBIT 24,597,791 17,219,575 11,142,836 7,732,585 12,129,813
EBIT Margin 7.20% 5.62% 3.84% 2.76% 5.58%
Revenue as Reported 350,682,973 315,767,777 295,560,922 305,119,288 233,378,788
Payoutratio - - 8.03% 25.12% -

Ratios and Metrics

Annual Data
Metric TTM 2024 2023 2022 2022
Fiscal Year 2,025 2,024 2,023 2,022 2,021
Fiscal Quarter Q3 Q4 Q4 Q4 Q4
Marketcap 130,019,643 101,226,366 109,774,359 91,565,762 153,017,584
Market Cap Growth 12.02% -7.79% 19.89% -40.16% -
Enterprise Value 259,290,703 202,118,406 184,037,999 164,159,462 198,622,314
Last Close Ratios 144.50% 112.50% 122.00% 101.76% 318.01%
Pe 11.41 13.24 23.29 27.82 17.60
PS Ratio 0.38 0.33 0.38 0.33 0.70
PB Ratio 1.73 1.56 1.92 1.70 3.99
P/TBV Ratio 1.77 1.60 1.97 1.74 4.03
P/FCF Ratio - - 53.18 - -
P/OCF Ratio 5.54 24.66 11.20 81.54 -
EV/Sales Ratio 0.76 0.66 0.64 0.59 0.91
EV/EBITDA Ratio 7.71 8.09 10.72 13.48 15.24
EV/EBIT Ratio 10.54 11.74 16.52 21.23 16.38
EV/FCF Ratio -13.42 - 89.16 - -
Debt / Equity Ratio 1.82 1.86 1.59 1.67 1.59
Debt / EBITDA Ratio 4.06 4.82 5.29 7.42 4.69
Debt / FCF Ratio - - 44.00 - -
Asset Turnover 141.20% 143.20% 150.20% 170.20% 204.50%
Inventory Turnover 301.40% 330.60% 404.90% 520.90% 665.90%
Quick Ratio 0.42 0.61 0.70 0.75 0.77
Current Ratio 1.04 1.34 1.47 1.48 1.37
Roe 16.51% 12.54% 8.49% 7.13% 28.12%
Return on Assets (ROA) 6.36% 5.03% 3.61% 2.93% 7.13%
Return on Capital (ROIC) 8.00% 6.46% 4.77% 3.97% 9.67%
Return on Capital Employed (ROCE) 0.18 0.12 0.09 0.06 0.15
Earningsyield 8.77% 7.56% 4.29% 3.59% 5.68%
FCF Yield -14.87% -21.83% 1.88% -22.96% -
Payout Ratio - - 8.03% 25.12% -
Buyback Yield / Dilution - - 0.00% -70.00% -10.00%

Price History

Mar 04, 2021 — Jan 12, 2026 1207 Records
Date Open High Low Close Volume
2026-01-12 1.59 1.61 1.58 1.61 214,400
2026-01-09 1.59 1.59 1.57 1.59 10,226
2026-01-08 1.57 1.59 1.55 1.59 68,879
2026-01-05 1.54 1.57 1.52 1.57 51,240
2025-12-30 1.52 1.55 1.52 1.54 132,881
2025-12-29 1.51 1.52 1.51 1.52 31,064
2025-12-23 1.49 1.52 1.49 1.52 95,022
2025-12-22 1.51 1.51 1.49 1.51 17,247
2025-12-19 1.50 1.51 1.49 1.51 39,411
2025-12-18 1.51 1.52 1.50 1.50 9,100
2025-12-17 1.51 1.51 1.51 1.51 10,069
2025-12-16 1.47 1.52 1.47 1.51 44,183
2025-12-15 1.45 1.50 1.45 1.50 162,390
2025-12-12 1.46 1.46 1.45 1.46 11,859
2025-12-11 1.44 1.46 1.43 1.45 40,528
2025-12-10 1.44 1.44 1.43 1.43 59,845
2025-12-09 1.45 1.45 1.43 1.44 29,881
2025-12-08 1.45 1.45 1.44 1.45 8,177
2025-12-05 1.43 1.45 1.43 1.45 36,644
2025-12-04 1.44 1.45 1.43 1.45 34,250
2025-12-03 1.45 1.46 1.43 1.45 31,238
2025-12-02 1.46 1.46 1.45 1.45 9,705
2025-11-28 1.44 1.46 1.44 1.46 19,335
2025-11-27 1.45 1.47 1.44 1.44 20,016
2025-11-26 1.46 1.48 1.44 1.47 29,784
2025-11-25 1.45 1.46 1.43 1.46 39,284
2025-11-24 1.45 1.46 1.45 1.46 26,317
2025-11-21 1.48 1.48 1.45 1.45 66,506
2025-11-20 1.47 1.50 1.47 1.49 11,743
2025-11-19 1.47 1.50 1.46 1.50 42,993
2025-11-18 1.51 1.53 1.44 1.47 207,972
2025-11-17 1.52 1.54 1.51 1.51 29,580
2025-11-14 1.53 1.54 1.51 1.54 39,394
2025-11-13 1.53 1.55 1.53 1.53 23,078
2025-11-12 1.55 1.55 1.52 1.53 11,838
2025-11-11 1.53 1.55 1.53 1.55 32,391
2025-11-10 1.53 1.55 1.50 1.53 95,851
2025-11-07 1.54 1.56 1.50 1.50 136,282
2025-11-06 1.55 1.55 1.53 1.54 59,922
2025-11-05 1.55 1.56 1.54 1.55 15,496
2025-11-04 1.54 1.55 1.53 1.55 10,326
2025-11-03 1.54 1.55 1.53 1.54 25,383
2025-10-31 1.55 1.55 1.54 1.55 6,921
2025-10-30 1.54 1.55 1.54 1.55 6,550
2025-10-29 1.55 1.55 1.54 1.55 204,302
2025-10-28 1.54 1.56 1.49 1.55 100,966
2025-10-27 1.56 1.56 1.53 1.54 31,783
2025-10-24 1.55 1.56 1.55 1.56 36,269
2025-10-23 1.55 1.56 1.54 1.55 21,038
2025-10-22 1.55 1.56 1.54 1.56 32,148