Cris-Tim Family Holding S.A.

CFH

Cris-Tim Family Holding S.A., a meat processor and ready meals producer, engages in the production, branding, distribution, and sale of processed meat and dairy products in Romania.It operates through...

Website | Sausages and Other Prepared Meat Products | Other

Automated Financial Analysis

🤵

Financial Advisor Insight

"The stock appears significantly undervalued compared to its earnings potential. Growth forecasts are robust, which could drive future appreciation. Selling pressure in the order book suggests short-term distribution."

Sentiment: Bearish Action: Hold

"Company demonstrates strong financial health with positive growth and stability indicators."

Strong Revenue Growth (13.4% CAGR).
Liquidity concern (Current Ratio < 1).
Undervalued based on PE (Current: 0.0 vs Fair: 15).
Significantly Undervalued (Trading 1,898% below Graham Number).
Overbought (RSI: 81.7).
Stochastic indicates overbought conditions.
Forecast: Continued Revenue Growth (~12.6% next year).

Technical Analysis

Trend N/A
RSI (14) 81.7
SMA 50 18.76
SMA 200 N/A

Price Valuation

Current Price 21.60
Fair Value (PE 15) 42,649.55
Undervalued 197,352%
Graham Number 431.52
Upside 1,898%

Forecast

Rev Forecast (Next Yr) 1,263M
Growth Forecast 12.6%

📊 Market & Peer Context

Benchmark: BET
Volatility (Beta)
0.36
Less Volatile than Market
Correlation
0.17
Moves with Market
Relative Strength (1Y)
16.53%
vs Benchmark
Index Returns (1Y)
58.4%
BET

Historical Performance

Metric 5Y 3Y 1Y YTD 6M 3M 1M 1W
CFH - - - 16.8% 24.1% 0.0% 0.0% 0.0%
BET - 144.7% 58.4% 21.9% 25.9% 8.6% 1.5% -0.3%
Alpha (Diff) - - - -5.2% -1.8% -8.6% -1.5% +0.3%

Financial Reports

Price Chart

Sector: Other

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ETAPA 1 • MUST HAVE

6/8
Healthy Leverage (Debt/Equity)
1.47
Target: < 1.5
Gross Margin vs Industry
0.0% vs 0.0%
Target: > 0.0%
Operating Cash Flow vs Profit
0%
Target: > 1.0
Free Cash Flow vs Profit
122%
Target: > 0.8
ROIC (Return on Capital)
12.36%
Target: Positive
ROIC vs WACC
ROIC: 12.4% / WACC: 67,043,635.5%
Target: > WACC
ROE (Return on Equity)
32.8%
Target: > 10%
EBITDA Positive
146.42M
Target: > 0

ETAPA 2 • CRITERII

5/9
Interest Coverage
Target: > 3x • 0.0x
Miss
Net Margin vs Industry
Target: > 0.0% • 8.0%
Passed
ROA vs Industry
Target: > 3.6% • 9.7%
Passed
Current Ratio
Target: > 1.5 • 0.48
Miss
Assets Growth (5y)
Target: > 0% • 3.8% CAGR
Passed
FCF CAGR (5y)
Target: > 5% • -10.3%
Miss
EV/EBITDA vs Industry
Target: < Industry • 0.0 vs 0.0
Miss
Net Debt / EBITDA
Target: < 3 • 2.38
Passed
Revenue CAGR (5y)
Target: > 5% • 13.4%
Passed

SNAPSHOT COMPANIE

Capitalizare
0.00B RON
EBITDA
146.42M
P/E Ratio
0.01
PEG Ratio
0.00
Dividend Yield
0.00%
Beta
0.36
Valoare Intrinsecă (Graham)
431.52 RON
Discount
+1,897.8%

Balance Sheet

Annual Data
Metric TTM 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022
Fiscal Quarter Q2 Q4 Q4 Q4
Cash & Equivalents 11,574,805 16,089,705 8,025,781 9,474,370
Short-Term Investments 20,644,100 21,705,100 - -
Totalcash 32,218,905 37,794,805 8,025,781 9,474,370
Cash Growth 240.06% 370.92% -15.29% -
Accounts Receivable 58,080,524 52,181,312 45,192,483 31,040,690
Other Receivables 14,570,664 11,940,836 9,609,391 17,257,364
Receivables 72,651,188 64,122,148 54,801,874 48,298,054
Inventory 185,718,640 95,300,206 101,172,894 76,338,927
Other Current Assets 1,141,919 3,243,128 320,994,147 2,521,267
Assetsc 295,155,988 200,460,287 484,994,696 136,632,618
Property, Plant & Equipment 286,479,856 264,182,757 289,870,151 305,535,153
Long-Term Investments 294,348,408 250,622,861 - -
Other Intangible Assets 3,500,379 2,249,812 2,245,526 1,775,273
Other Long-Term Assets - - 9,190,559 23,825,603
Assets 879,484,631 717,515,717 826,982,226 666,227,700
Accounts Payable 121,842,990 99,330,882 98,283,172 103,123,775
Accrued Expenses 23,278,902 18,741,705 22,936,635 14,615,037
Short-Term Debt 286,733,766 268,602,423 202,046,999 130,093,452
Current Portion of Leases 22,832,074 18,468,494 20,293,479 18,058,475
Current Income Taxes Payable 5,283,006 5,342,636 1,976,814 4,350,714
Current Unearned Revenue 525,714 525,630 590,434 785,514
Other Current Liabilities 3,250,020 6,549,684 73,705,499 61,935,761
Total Current Liabilities 463,746,472 417,561,454 419,833,032 332,962,728
Long-Term Debt 65,982,298 15,896,048 62,392,313 79,193,495
Long-Term Leases 63,494,668 45,131,175 61,754,718 70,607,600
Long-Term Deferred Tax Liabilities 2,447,421 2,581,107 2,716,494 2,828,389
Total Liabilities 595,670,859 481,169,784 546,696,557 485,592,212
Common Stock 315,880 315,880 315,880 164,070
Retained Earnings 168,571,563 124,809,657 91,609,828 101,099,280
Comprehensive Income & Other 114,926,329 111,220,396 129,605,956 79,372,138
Total Common Equity 283,813,772 236,345,933 221,531,664 180,635,488
Equity 283,813,772 236,345,933 280,285,669 180,635,488
Total Liabilities & Equity 879,484,631 717,515,717 826,982,226 666,227,700
Filing Date Shares Outstanding 75,000,000 81,200,000 31,588 31,588
Total Common Shares Outstanding 31,588 81,200,000 31,588 31,588
Book Value Per Share 8,985 2.91 7,013 5,718
Tangible Book Value 280,313,393 234,096,121 219,286,138 178,860,215
Tangible Book Value Per Share 8,874 2.88 6,942 5,662
Total Debt 439,042,806 348,098,140 346,487,509 297,953,022
Net Cash (Debt) -406,823,901 -310,303,335 -338,461,728 -288,478,652
Netcashpershare -12,879 -9,823 -10,715 -9,133
Working Capital -168,590,484 -217,101,167 65,161,664 -196,330,110
Land - 117,745,254 111,600,154 109,105,731
Machinery - 291,210,340 283,034,610 262,846,642
Construction In Progress - 17,410,907 17,447,384 21,274,458
Minority Interest - - 58,754,005 -

Cash Flow Statement

Annual Data
Metric TTM 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022
Fiscal Quarter Q2 Q4 Q4 Q4
Net Income 100,526,424 89,814,268 82,433,321 86,048,190
Depreciation & Amortization 46,741,788 46,379,693 46,353,205 44,738,816
Loss (Gain) From Sale of Assets -3,127,629 -933,971 287,937 -125,920
Change in Accounts Receivable -8,135,831 -7,958,584 -11,576,859 -7,913,147
Change in Inventory 16,342,966 6,997,118 -24,372,699 27,692,668
Change in Accounts Payable 15,817,403 -1,775,428 101,420 24,992,917
Change in Other Net Operating Assets -228,389 -256,255 -291,427 -204,031
Other Operating Activities -10,863,080 -6,339,871 -8,956,543 -6,149,991
Ncfo 158,473,323 127,557,611 86,297,528 167,701,555
Ocf Growth -5.50% 47.81% -48.54% -
Capex -26,750,462 -17,933,355 -14,448,875 -31,544,294
Cash Acquisitions - - 563,903 -
Sale (Purchase) of Intangibles -2,436,380 -1,212,302 -1,478,274 -1,502,560
Other Investing Activities -37,323,066 -38,056,340 -10,656,065 -64,709,239
Ncfi -55,172,909 -52,428,693 -23,585,697 -89,729,052
Short-Term Debt Issued - 16,625,810 - -
Long-Term Debt Issued - 177,589,770 204,786,578 189,502,956
Total Debt Issued 182,053,531 194,215,580 204,786,578 189,502,956
Long-Term Debt Repaid - -200,954,355 -175,334,588 -235,474,465
Net Debt Issued (Repaid) -55,757,591 -6,738,775 29,451,990 -45,971,509
Issuance of Common Stock - - 151,810 -
Common Dividends Paid -75,000,000 -75,000,000 -90,298,982 -28,099,247
Other Financing Activities 13,828,680 13,828,680 -2,079,114 -
Financing Cash Flow -116,928,911 -67,910,095 -62,774,296 -74,070,756
Net Cash Flow -13,610,619 7,221,512 -606,176 3,480,327
Free Cash Flow 131,722,861 109,624,256 71,848,653 136,157,261
Free Cash Flow Growth -3.26% 52.58% -47.23% -
Fcf Margin 11.69% 9.77% 6.87% 15.60%
Fcfps 4,170 3,470 2,275 4,310
Levered Free Cash Flow - 335,060,327 -250,681,754 -
Unlevered Free Cash Flow - 349,377,339 -238,543,591 -
Cash Interest Paid 19,990,892 22,967,581 18,885,752 16,863,602
Cash Income Tax Paid 19,672,856 13,874,765 15,794,558 12,373,686
Divestitures -759,183 -759,183 - -
Foreign Exchange Rate Adjustments 17,877 2,688 -543,711 -421,420
Change Working Capital 23,796,149 -2,993,149 -36,139,565 44,568,407
Sale of Property, Plant & Equipment 12,096,182 5,532,487 2,433,614 8,027,041
Miscellaneous Cash Flow Adjustments 1 1 - -

Income Statement

Annual Data
Metric TTM 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022
Fiscal Quarter Q2 Q4 Q4 Q4
Revenue 1,126,654,208 1,121,816,922 1,046,594,915 872,695,041
Revenue Growth 29.10% 7.19% 19.93% -
Operating Revenue 1,125,386,294 1,120,600,863 1,045,845,014 870,913,238
Other Revenue 1,267,914 1,216,059 749,901 1,781,803
Cost of Revenue 688,184,938 706,333,659 681,188,074 531,527,824
Gp 438,469,270 415,483,263 365,406,841 341,167,217
Selling, General & Admin 248,431,585 232,798,742 195,424,701 179,993,227
Other Operating Expenses 13,962,089 16,188,082 14,468,130 8,029,751
Operating Expenses 309,274,219 295,736,244 256,352,014 231,383,847
Operating Income 129,195,051 119,747,019 109,054,827 109,783,370
Interest Expense -23,090,693 -22,907,219 -19,421,060 -16,880,629
Interest & Investment Income 8,363,422 4,334,218 9,444,810 12,015,641
Currency Exchange Gain (Loss) -678,687 -678,687 -3,287,821 -2,610,439
Other Non Operating Income (Expenses) 35,545 358,144 - 75,236
EBT Excluding Unusual Items 113,824,638 100,853,475 95,790,756 102,383,179
Gain (Loss) on Sale of Assets 933,971 933,971 -287,937 125,920
Pretax Income 114,758,609 101,787,446 95,502,819 102,509,099
Income Tax Expense 19,364,207 17,105,200 13,308,763 16,460,909
Net Income to Company 98,369,157 87,657,001 82,517,387 86,048,190
Minority Interest in Earnings 2,157,267 2,157,267 -84,066 -
Net Income 100,526,424 89,814,268 82,433,321 86,048,190
Net Income to Common 100,526,424 89,814,268 82,433,321 86,048,190
Net Income Growth 16.83% 8.95% -4.20% -
Shares Basic 31,588 31,588 31,588 31,588
Shares Outstanding (Diluted) 31,588 31,588 31,588 31,588
Eps Basic 3,182 2,843 2,610 2,724
EPS (Diluted) 3,182 2,843 2,610 2,724
EPS Growth 16.83% 8.95% -4.20% -
Free Cash Flow 131,722,861 109,624,256 71,848,653 136,157,261
Free Cash Flow Per Share 4,170 3,470 2,275 4,310
Gross Margin 38.92% 37.04% 34.91% 39.09%
Operating Margin 11.47% 10.67% 10.42% 12.58%
Profit Margin 8.92% 8.01% 7.88% 9.86%
Free Cash Flow Margin 11.69% 9.77% 6.87% 15.60%
Effective Tax Rate 0.17 0.17 0.14 0.16
EBITDA 155,758,272 146,415,968 135,668,539 137,632,082
D&A For EBITDA 26,563,221 26,668,949 26,613,712 27,848,712
EBITDA Margin 13.83% 13.05% 12.96% 15.77%
EBIT 129,195,051 119,747,019 109,054,827 109,783,370
EBIT Margin 11.47% 10.67% 10.42% 12.58%
Advertising Expenses - 17,778,601 14,760,549 9,204,717
Earnings From Continuing Operations 95,394,402 84,682,246 82,194,056 86,048,190
Earnings From Discontinued Operations 2,974,755 2,974,755 323,331 -
Payoutratio 74.61% 83.51% 109.54% 32.66%

Ratios and Metrics

Annual Data
Metric TTM 2024 2023 2022
Fiscal Year 2,025 2,024 2,023 2,022
Fiscal Quarter Q2 Q4 Q4 Q4
Debt / Equity Ratio 1.55 1.47 1.24 1.65
Debt / EBITDA Ratio 2.50 2.10 2.23 1.93
Debt / FCF Ratio 3.33 3.18 4.82 2.19
Asset Turnover - 145.30% 140.20% -
Inventory Turnover - 719.00% 767.50% -
Quick Ratio 0.23 0.24 0.15 0.17
Current Ratio 0.64 0.48 1.16 0.41
Roe - 32.78% 35.67% -
Return on Assets (ROA) - 9.69% 9.13% -
Return on Capital (ROIC) - 12.36% 12.33% -
Return on Capital Employed (ROCE) 0.31 0.40 0.27 0.33
Payout Ratio 74.61% 83.51% 109.54% 32.66%

Price History

Oct 31, 2025 — Jan 26, 2026 52 Records
Date Open High Low Close Volume
2026-01-26 21.00 21.65 20.85 21.60 43,895
2026-01-25 20.95 21.00 20.50 21.00 115,881
2026-01-24 20.60 20.95 20.60 20.90 7,590
2026-01-22 20.60 20.95 20.60 20.90 7,590
2026-01-21 20.75 21.00 20.60 20.60 47,591
2026-01-20 20.70 21.00 20.10 20.50 33,532
2026-01-19 20.70 20.75 20.30 20.55 10,853
2026-01-18 20.80 21.00 20.30 20.30 37,739
2026-01-15 21.20 21.20 20.75 20.75 59,252
2026-01-14 19.98 21.50 19.98 21.00 150,421
2026-01-13 19.12 20.00 19.10 19.98 46,255
2026-01-12 18.92 19.18 18.90 19.18 77,745
2026-01-11 18.92 19.18 18.90 19.18 77,745
2026-01-09 18.72 19.20 18.64 19.00 142,441
2026-01-08 18.72 19.20 18.64 19.00 142,441
2026-01-07 18.60 18.70 18.56 18.70 55,471
2026-01-06 18.50 18.60 18.38 18.60 7,018
2026-01-05 18.50 18.60 18.38 18.60 7,018
2026-01-04 18.50 18.60 18.38 18.60 7,018
2026-01-01 18.60 18.60 18.30 18.50 32,074
2025-12-31 18.60 18.60 18.30 18.50 32,074
2025-12-30 18.60 18.60 18.30 18.50 32,074
2025-12-29 18.60 18.60 18.30 18.50 32,074
2025-12-28 18.56 18.60 18.48 18.60 72,108
2025-12-25 18.60 18.64 18.46 18.54 25,570
2025-12-24 18.60 18.64 18.46 18.54 25,570
2025-12-23 18.60 18.64 18.46 18.54 25,570
2025-12-22 18.60 18.64 18.46 18.54 25,570
2025-12-21 18.64 18.64 18.42 18.60 24,885
2025-12-19 18.74 18.74 18.56 18.60 23,930
2025-12-18 18.74 18.74 18.56 18.60 23,930
2025-12-17 18.60 18.74 18.56 18.72 39,568
2025-12-16 18.34 18.60 18.30 18.58 247,273
2025-12-15 17.82 18.48 17.62 18.30 207,083
2025-12-14 17.56 17.80 17.50 17.80 27,263
2025-12-12 17.52 17.56 17.42 17.56 40,787
2025-12-11 17.52 17.56 17.42 17.56 40,787
2025-12-10 17.52 17.52 17.34 17.52 10,283
2025-12-09 17.40 17.52 17.26 17.50 76,677
2025-12-08 17.50 17.54 17.36 17.40 96,641
2025-12-07 17.46 17.52 17.26 17.46 95,949
2025-12-05 17.44 17.50 17.36 17.44 146,381
2025-12-04 17.44 17.50 17.36 17.44 146,381
2025-12-03 17.44 17.46 17.20 17.40 96,386
2025-12-02 17.48 17.50 17.24 17.46 139,970
2025-12-01 17.78 17.80 17.30 17.46 93,013
2025-11-30 17.70 17.78 17.60 17.72 115,102
2025-11-28 17.70 17.78 17.60 17.72 115,102
2025-11-27 17.70 17.78 17.60 17.72 115,102
2025-11-26 17.48 17.78 17.44 17.58 530,520